Travel Scope – Hotels, Airports, Flights

T. O' Donnell asked:




Travel insurance provides coverage against financial and other losses that you may incur while traveling domestically or internationally. You can either get it at the time of booking your trip, for the exact length of the trip or you can get it for a longer period. Travel agents, travel insurance companies, cruise lines, or tour operators can all help you with purchase of continuous travel insurance.

Here’s a list of some of the most common risks that are covered by travel insurance:

- Cancellations and/or Curtailments;

- Delayed departures for flights, and other modes of travel;

- Loss, theft or damage to personal belonging and money including travel documents;

- Delay or loss of baggage;

- Medical expenses/Sickness;

- Emergency evacuation/repatriation;

- Overseas funeral expenses;

- Accidental death, injury or disability benefit;

- Legal assistance for travel related needs;

- Personal liability;

- Loss of income due to other reasons.

Some travel insurance companies have travel policies, which will also provide you extra coverage for additional price. However, these costs vary widely from carrier to carrier. Here’s a list of the extra insurance coverage that can be purchased for an additional fee:

- High risk sports (e.g. bungee jumping, scuba diving, sky diving);

- Travel to countries with high risk (e.g. due to civil wars or natural disasters);

- Travel with pre-existing medical conditions (e.g. asthma, diabetes, heart conditions).

There are several types of policies available depending on your needs. If you travel more than twice a year, then you can avail the option of an annual holiday insurance policy, rather than buying two single travel insurance policies. Some basic types of policies available are:

- Single Trip Cheap Travel Insurance. Perfect for those who take one main holiday annually. It covers single trips anytime in the year with a duration of min. 3 to max. 183 days per trip.

- Annual Multi-Trip Cheap Travel Insurance. If you travel over two times in a year, then this holiday coverage works well for you. Not only do you get flexibility and peace of mind knowing you are covered for each trip, you will also save on money. You can make unlimited trips of up to 45 days each through the year.

- Backpackers Cheap Travel Insurance. Students and backpackers may insure themselves by opting for this insurance type. Travelling to unknown countries and places where you may not even speak the language is a path fraught with danger, but with a travel policy, you’ll be secure in the feeling that if you meet with an accident or fall sick, you’ll be able to get the necessary medical assistance. It usually covers trips from 31 days to 18 months per trip. Some carriers also include up to 40 Adventure Sports in the policy.

Some of the other travel insurance types are Ski/Snowboarding, Senior Citizen and Long Stay Travel Insurance policies. Choose the best one for you, stay covered, and be stress free on your holidays!

Lyda

Kirthy Shetty asked:



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Malinde

Jernique asked:



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Helen

Patrick Chong asked:




Child safety abroad has been in the news lately, and there’s a very real paranoia in travelling with kids. Travel insurance for children is a good precaution, but won’t protect against abduction or worse, so what should parents do? What is smothering, and what is too little care? Here are a few tips to help those worried about their kids’ safety in the sun.

Get Travel Insurance for Children

Okay, so it wouldn’t cover the kind of high profile abductions that have made the headlines lately, but getting travel insurance for children means you can relax that little bit more. If they get sick, your medical expenses will be covered, as well as the usual perks of the product. Some travel insurance aimed at children also covers them when travelling without parents or guardians, which is a must if they’re heading out solo for your peace of mind.

Keep Kids Safe in the Sun

Although it may seem less important, the hot and unfamiliar climate can be very damaging to children’s health – especially younger ones. For that reason, take insect repellent, sun-cream and after-sun with you wherever you go. Children have far thinner skin than adults and are at a real risk of sunburn and associated sickness. Make sure it’s at least factor 15, and that you apply it every two hours and after swimming. It’s a good idea to dress small children and babies in sun hats to protect their face and neck, too – if they’ll keep them on!

Leaving Kids Alone

A lot has been made about the dangers of leaving children unsupervised, and it’s true that there is a slim risk involved – but it becomes negligible if you take due precautions. Make sure you get a baby sitter, or have someone in your party stay back each night to take on the duty. An often overlooked alternative if heading out to dinner is to take the kids with you. It may seem like a recipe for ruining their routine, but there is always the option for them to fall asleep in the pushchair, and even if they don’t, some experts believe there’s no harm in kids having an occasional late night and taking a beach siesta the next day – provided you remember the sun-cream, that is! The best child safety technique is to keep them close!

Picking the Right Room

As something of a safe haven away from the dangers of the world, it’s important that you make sure your room is a good choice for your kids’ safety. The first thing to remember is that being on the ground floor, while convenient, is a lot easier to break into, so is to be avoided if possible. The flip side of this coin is that the higher up in a block you go, the more danger the balcony drop presents! Ask ahead of your stay about the balconies and make sure they’re child safe. The railings should be close enough together to prevent tots squeezing through, and high enough to be impossible climbing territory for bigger explorers.

You should always take a carbon monoxide detector on holiday. It’s very unlikely you’ll need it, but they only cost a couple of ponds and could safe your lives. Your child’s safety comes first.

Stick Close

The best advice for child safety is of course to stay close, but it’s possible to be too paranoid about this. If your children are settled and unlikely to wake up, most experts agree that it’s not unreasonable to leave them alone in their room as long as it’s secure and you keep an eye on it.

If they do manage to get lost while out and about, bear in mind they won’t know their address and phone number as they might at home, so it’s worth putting their contact details on a piece of paper and putting them in a zippable pocket. A meeting point for older children is an alternative.

Training is Everything

Children of 3 and over can be taught of stranger danger and how to deal with such things. Shouting loudly when a stranger tries to grab them (“You’re not my Mummy/Daddy!”) to attract the attention of others is a worthwhile skill, as is being aware of what to do if they’re lost. Tell them to find someone official looking – a policeman or a member of staff. Tell them that if they can’t find any, then a family with young children will do.

Know your Surroundings

Perhaps the most important thing to do to ensure your kids’ safety abroad is to get to know your environment and where things are. Make a note of the nearest police station and doctors’ surgery in case you need to get there in a hurry. Basic first aid training can also be a life-saver – literally! The safety of your children could depend on it.

Don’t let all this make you an overcautious parent! Part of the joy of children is their desire to learn and explore – just practice sensible precautions, keep an eye on your child’s safety, and make them aware of what to do if in danger and you and there’s no reason that you and your kids should have an unforgettable and enjoyable holiday.

decapone008 asked:

Some guy starts a fight with a car driver that allegedly cut him off. After swearing,spitting and throwing punches the cops arrive to arrest him.

dexter1981 asked:

My first try to record a road rage event…

bimmerman1 asked:

Crazy guy in a jeep trys to run over people with it. It ends with a fight broke up by police. CRAZY!!!

paul p asked:



An email alert of cheap flights when they come out for mavbe weeks.


Jamin

kxan asked:

Neighbor attacks elderly man, leading to heart attack.

Arabela

Tiana asked:



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